# How Arctic protocol works

While ideas abound, resources to execute remain limited. Arctic Protocol emerges as a web3 lending solution fueled by AI, crafted to empower new Ideas. This straightforward yet potent web3 protocol is engineered to seamlessly support multiple blockchain networks.

Arctic protocol loans Liquidity to contract deployers, but maintains hold of the LP tokens after launch. An upfront interest is charged before the loan is disbursed. A variable interest between 5% \~ 10% per month is charged on loans. The repayment of loans is guaranteed by retaining the LP tokens in a smart contract.

Users can request complete or partial loans, if the LP is completely provided by Arctic, 100% of minted tokens are sent directly to the LP. If the user makes some contribution a proportion reflective of that amount is sent to their address.

The loan can be repaid to gain control of the LP tokens or duration extended by paying the associated fees. The LP position will be liquidated when the loan duration expires.

Users have the option to stake assets in the Arctic liquidity pool, unlocking a potential yield of up to 14.5% APY. The funds are securely held within a smart contract that undergoes regular audits conducted by top-tier security firms.

## Artificial Intelligence

Our artificial intelligence assesses projects, establishes the duration of liquidity pool locks, and determines the amount of loanable funds. Additionally, we have undisclosed AI-powered features that will distinguish us from the competition and establish us as a leading force in the space.

We believe the future of finance is autonomous protocols governed by AI and secured by smart contracts.

## Why Arctic Protocol?&#x20;

* AI assisted - future proof, built with predictive AI
* Rapid Deployment - In a fast-moving crypto landscape, where timing is crucial, Arctic offers an effortless, no-code solution for the swift deployment of tokens, enabling users to quickly capitalize on market opportunities
* Customisable token configuration - We are building a robust interface to enable a broad variety of configurable options for tokens launched via the system.
* Complete or partial loans - Arctic protocol provides flexible loan options. Maybe you already have some funds but just need a little more to make up the expected market cap. Arctic protocol has got you covered.
* Efficient Gas fees

